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About Us

Dedicating both time and resources to our community allows for a greater level of connection to those we serve.


​James Barham

James incorporated Barham Benefit Group on July 1, 1997. He has been a licensed life, health, and accident insurance broker in Illinois since January 1986.

Bob Dunker

Bob is founding partner of BSP Group Benefits Inc., based in Chicago, Illinois and has been involved with group benefits for over 25 years. Bob studied marketing and finance at University of Illinois at Chicago earning a BA in Business Marketing. He is an active lifetime member of National Association of Health Underwriter’s.

Mr. Dunker has a long record of successfully guiding local agents and national agents with group benefit solutions for their clients. He is a go-to agent that provides exceptional services for insurance agents and clients. His specific area of expertise includes marketing and recommending a variety of new business products, savvy negotiating on new business premiums and renewals, and after sale service that is unparalleled.

Thanks to his exceptionally loyal agent clientele, and repeat business, Bob has established a solid foundation in the benefits business, and continues to grow in the ever-changing industry.

In his free time, Bob loves to spend time with his wife JoAnn, sons Eric and Sam and dog Ozzy. They enjoy family vacations together, snow skiing, golfing, bowling and volleyball. Several organizations he proudly supports are Misericordia Home in Chicago, Gary Sinise Foundation for Veterans, and St. Jude’s Hospital.


Carol Timms

Carol will share her skills as a business owner, non-profit manager, community organizer and educator to assist in enhancing our ability to serve you. Since 1994, Carol has been President of Educational Dividends. Through Educational Dividends she has developed productive teams providing educational, financial and management services to non-profits, governmental entities, schools and major corporations. Her community service work includes leading the TIMES Center Advisory Board for 10 years, working to strengthen our downtown including serving as Chair of the Marketing Committee for the Champaign Center Partnership, and serving on the organizing committee for 40 North’s annual fundraiser.  Carol is a member of Champaign Rotary and will be joining its Board of Directors.

Carol will help us streamline our systems and better use our technology tools, such as Zywave, to enhance our responsiveness and ability to be proactive on your behalf. Zywave monitors regulations and benefit trends allowing us to stay ahead of the information that may affect your benefit choices. She will be sharing research, trends and communications regarding benefit packages and human resource issues with you.

Feel free to contact Carol with suggestions or questions. Please help us in welcoming Carol to our team.

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